Almost everything in life can be insured! I once read that as soon as value can be allocated to something, that "something" can be insured!
We insure our cars against theft, damage, rain, fire and accidents. Our homes are protected against brake-ins, water damage, fire damage and structural damage. We take out cover on our own lives for when we are not able to work anymore or to provide for our loved ones when we're no longer there. There are also medical policies which will take care of our medicine bills, dentist bills and even hospital visits. If we are our own bosses and we have our own offices we are able to take out commercial insurance to cover us in case practically anything goes wrong. We can even take out insurance for our pets in the form of a pet medical aid!
Have you ever stopped to think how much fun life would be if insurance companies were really able to offer insurance on EVERYTHING? I would like to recommend the following insurance policies:
The "I am getting fat policy" - We all gain a couple of unwanted kilograms at some stage or another. There is always a reason to celebrate, from weddings and anniversaries to birthdays, christenings, housewarmings and the very popular "hey, it's Wednesday" parties! By leading such jolly lives we unfortunately tend to expand horizontally sooner or later! Therefore I would like to be able to put in a claim against my fat! This claim will be able to cover the trolley load full of fresh fruit and vegetables I need for my new diet, the hip new clothes once I am back to my ideal weight... and of course a couple of very expensive slimming and cellulite treatments at a weight loss clinic!
Secondly, there would be the "I don't feel like going to work policy" - Let's be honest, we all have days when we just really don't feel like getting up and sitting in traffic to go to work. This policy should be quite comprehensive as it will not only need to cover the temp worker who will be able to do my work at short notice, but also the full body massage and mud bath that I will just have to pamper myself with at a fancy spa - this is off course part of the de-stressing technique to get me back to work and is actually to my boss's benefit. Insurance companies, please take note, this policy should be taken out by employers, not employees!
Lastly, there would be the "I told you not to do that policy" - This policy comes with a baseball bat and an ice pack. The next time someone pulls in front of you on a highway, talks on their cellphones in the cinema or smoke in a non-smoking section you can give him/her a big whack with the baseball bat, hand them the ice pack and phone your insurance company to sort out the rest of their medical expenses.
Don't you think life would be so much more fun that way? But yikes, just imagine how high our monthly premiums would be.
Almost everything in life can be insured! I once read that as soon as value can be allocated to something, that "something" can be insured!
We insure our cars against theft, damage, rain, fire and accidents. Our homes are protected against brake-ins, water damage, fire damage and structural damage. We take out cover on our own lives for when we are not able to work anymore or to provide for our loved ones when we're no longer there. There are also medical policies which will take care of our medicine bills, dentist bills and even hospital visits. If we are our own bosses and we have our own offices we are able to take out commercial insurance to cover us in case practically anything goes wrong. We can even take out insurance for our pets in the form of a pet medical aid!
Have you ever stopped to think how much fun life would be if insurance companies were really able to offer insurance on EVERYTHING? I would like to recommend the following insurance policies:
The "I am getting fat policy" - We all gain a couple of unwanted kilograms at some stage or another. There is always a reason to celebrate, from weddings and anniversaries to birthdays, christenings, housewarmings and the very popular "hey, it's Wednesday" parties! By leading such jolly lives we unfortunately tend to expand horizontally sooner or later! Therefore I would like to be able to put in a claim against my fat! This claim will be able to cover the trolley load full of fresh fruit and vegetables I need for my new diet, the hip new clothes once I am back to my ideal weight... and of course a couple of very expensive slimming and cellulite treatments at a weight loss clinic!
Secondly, there would be the "I don't feel like going to work policy" - Let's be honest, we all have days when we just really don't feel like getting up and sitting in traffic to go to work. This policy should be quite comprehensive as it will not only need to cover the temp worker who will be able to do my work at short notice, but also the full body massage and mud bath that I will just have to pamper myself with at a fancy spa - this is off course part of the de-stressing technique to get me back to work and is actually to my boss's benefit. Insurance companies, please take note, this policy should be taken out by employers, not employees!
Lastly, there would be the "I told you not to do that policy" - This policy comes with a baseball bat and an ice pack. The next time someone pulls in front of you on a highway, talks on their cellphones in the cinema or smoke in a non-smoking section you can give him/her a big whack with the baseball bat, hand them the ice pack and phone your insurance company to sort out the rest of their medical expenses.
Don't you think life would be so much more fun that way? But yikes, just imagine how high our monthly premiums would be.
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